Most all financial gurus agree there are certain steps you must take to become financially free. Dave lays them out as the following:
1. Start an emergency fund, $1,000 in savings.
2. Pay off all debt, except the house, using the debt snowball
3. Finish the emergency fund with 3-6 months of expenses
4. Fully fund your retirement with 15% savings
5. College Funding for children if you have them
6. Pay off home early
7. Build wealth by investing.